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Rewards Card

Rewards Card presented by Bank of Georgia will provide you with the possibility to manage your everyday expenses without credit

With Rewards Card you can:

• Withdraw money from ATM/service center;
• Pay at the trade and service objects/Internet shops;
• Pay for utility services via ATM/Internet and so on.

Privileges - the gifts of the Membership Rewards and the discounts of Selects are tailored especially for you, because you are a participant of the loyalty program of American Express. Every time you make spend you collect MR points and get a gift, that’s the benefit of the Rewards Card compare to other noncredit cards.

The world-class service – international card, that gives you the guaranties and offers privileged services, available 7/24, in various places/countries.

Security-any transaction performed by you is secured. As a gift, you will get insurance - “Standard Plus”, also.

Membership Rewards Program Spending and accruing turned into a gift

Rewards Card will provide you with the possibility to become a participant of the Membership Rewards program. With Membership Rewards, at various trade objects worldwide, every time you use your card you will earn MR points, which are redeemable for perfumes, electronics, travel package, spa procedures and other things and services you wish. The accumulated MR points never expire, so you will not need to use them hastily. You can collect them for a desirable gift or enjoy yourself with small everyday surprises. You will get 1 point per each 1 GEL spent:

• When purchasing at trade and service objects by POS terminals;
• When using Internet shops/standing order;
• When paying for utility services (iBank, iPay, ATM).

The rules of use are very simple:

• Pay with Rewards Card;
• Collect MR points and
• Redeem the collected points for gifts.

Important information! If together with Rewards Card you have/will have a other American Express card as well, you will have a chance to collect the points quicker as MR points of both cards will be collected on one MR account.

To view the complete list of gifts please visit the web-site: www.americanexperss.ge

Selects Program - use discounts and exclusive offers!

Rewards Card holders can exclusively enjoy discounts and benefits at trade and service objects inside and outside of Georgia: If you are going abroad have a look at the latest offers and discounts of Selects Program on the web-site: www.americanexperss.ge and you will get known what shop, restaurant and hotel you shall visit abroad. You will find the complete list of those trade and service objects where American Express together with Bank of Georgia offers you discounts and privileges on the web-site: www.americanexperss.ge

Insurance You will get as a gift the insurance-“Standard +” which will protect your money from the unauthorized disposal by a third person.

Standard + Terms:

• Unauthorized transaction carried with chip-cards without PIN-5 000 GEL (per year);
• Unauthorized transaction carried by Internet-800 GEL (per year),the insurance will indemnify for maximum 5 unauthorized transactions.

If you have any account card where you get your salary and use it for various transactions, you can:

• By using standing order transfer amounts from existing card to Rewards Card account;
• Choose Rewards Card account as salary account and use it as salary card.

Term and Conditions:

• Account opening/account maintenance: Free of charge
• Basic/additional card annual fee: 70 GEL
• Commission at local/international trade objects: 0%
• Account currency: Single currency – GEL/USD/EUR
• Card term: 2 years
• Withdrawal commission for Bank of Georgia ATMs: 0.3%, min. 0.3 GEL in the account currency.
• Withdrawal commission for ATMs abroad: 3.9%, min. 3.9 USD
• Withdrawal commission for service-centers: 0.6%, min. 0.6 GEL in the account currency
• Daily withdrawal limit: 3000 GEL