- Page On:,Page On:
- About us
- Tariff
Tariff
Opening and maintaining of a current account
| Type of current account |
Universal |
Standart |
| Opening of the account |
Free of charge |
GEL 10 |
| Account maintenance monthly fee |
GEL 1 |
GEL 1,5 |
| Transfer of money from current account in national currency |
|
|
| Within the system of «Bank of Georgia» |
Free of charge |
Free of charge |
| Beyond the system of «Bank of Georgia» |
0,07%, min. GEL 1 |
0,07%, min. GEL 1 |
| Transfer of money from current account in USD |
|
|
| Within the system of «Bank of Georgia» |
Free of charge |
Free of charge |
| Transfer of the money entered into account beyond the system of «Bank of Georgia» |
0,2%, min. USD 15 and max. USD 500 |
0,2%, %, min. USD 15 and max. USD 500 |
| Transfer of the deposited cash beyond the system of «Bank of Georgia» |
0,2%, %, min. USD 15 and max. USD 500 |
0,2%, %, min. USD 15 and max. USD 500 |
| Transfer of the money outside the system of «Bank of Georgia» with the guarantee that the recipient shall pay the full transferred amount |
0,3%, %, min. USD 25 and max. USD 500 |
0,3%, %, min. USD 25 and max. USD 500 |
| Transfer of money from current account in EURs |
|
|
| Within the system of «Bank of Georgia» |
Free of charge |
Free of charge |
| Transfer of the money entered into the account beyond the system of «Bank of Georgia» |
0,2%, min. USD 20 and max. USD 500 |
0,2%, min. USD 20 and max. USD 500 |
| Transfer of the deposited cash beyond the system of «Bank of Georgia» |
0,2%, min. USD 20 and max. USD 500 0,2%, |
0,2%, min. USD 20 and max. USD 500 0,2%, |
| Transfer of money in other foreign currency from current account |
|
|
| Within the system of «Bank of Georgia» |
Free of charge |
Free of charge |
| Transfer of the money entered into account beyond the system of «Bank of Georgia» |
0,3%, min. USD 20 and max. USD 500 |
0,3%, min. USD 20 and max. USD 500 |
| Transfer of the deposited cash beyond the system of «Bank of Georgia» |
0,3%, min. USD 20 and max. USD 500 |
0,3%, min. USD 20 and max. USD 500 |
| Transfer of money without opening a current account (one-shot transfers) |
|
|
| National currency |
0,1%, min. GEL 1 |
|
| Depositing cash into the current account |
|
|
| National currency |
Free of charge |
Free of charge |
| USD |
Free of charge |
Free of charge |
| EUR |
Free of charge |
Free of charge |
| GBP |
Free of charge |
Free of charge |
| Swiss Franc |
– |
Free of charge |
| Other foreign currencies |
– |
3% |
Modification/cancelation of the payment order executed searching the amount
| Modification/cancelation of the payment order executed searching the amount |
GEL 35 |
Cashing
| Type of current account |
Universal |
Standart |
| Cashing in national and foreign currencies at the Bank service centers |
|
|
| Cashing of the money at the Bank service centers deposited in cash (GEL, USD, EURO, GBP, Swiss Franc) |
0,6%, min. GEL 0,5 |
Free of charge |
| Cashing of the money at the Bank service centers deposited in cash/non-cash (other foreign currencies) |
– |
0,6%, min. GEL 0,5 |
| Cashing of the money on the account at the service centers of «Bank of Georgia» |
0,6%, min. GEL 0,5 |
0,6%, min. GEL 0,5 |
| Cashing with «Orange Card GEL» at the service centers of «Bank of Georgia» |
4.5% min. GEL 2 |
- |
| Cashing with Orange Card USD at the service centers of «Bank of Georgia» |
4.5% min. $1 |
- |
| Cashing in the banks switched in the system of “Georgian Card” |
0,6%, min. GEL 0,5 |
- |
| Cashing with «Orange Card GEL» in the banks switched in the system of “Georgian Card” |
4.5% min. GEL 5 |
- |
| Cashing with «Orange Card USD» in the banks switched in the system of “Georgian Card” |
4.5% min. $3 |
- |
| Cashing at the service centers of other banks |
2%, min. $3 |
- |
| Cashing in national and foreign currencies at ATMs |
|
|
| Cashing at the ATMs of «Bank of Georgia» |
0,2%, min. GEL 0,2 |
- |
| Cashing with Orange Card GEL at the ATMs of «Bank of Georgia» |
3.9% , min. GEL 2 |
- |
| Cashing with Orange Card USD at the ATMs of «Bank of Georgia» |
3.9% , min. GEL $1 |
- |
| Cashing at the ATMs of the banks switched into ”Georgian Card” system |
0,5%, min. GEL 0,2 |
- |
| Cashing with Orange Card at the ATMs of the banks switched into ”Georgian Card” system |
2%, min. $3 |
- |
| Cashing at the ATMs of other banks |
2%, min. $3 |
- |
| Cashing with plastic cards (Visa/MasterCard) emitted by other banks |
|
|
| Cashing at ATMs with the plastic cards emitted by other banks |
Free of charge |
|
| Cashing at service centers with the plastic cards emitted by other banks |
2,5%, min. GEL 0,5 |
|
*The following banks are switched into “Georgian Card” system: Bank Republic, Kor Standard Bank, BTA and HSBC.
Plastic Card Services Visa/MasterCard
Price of Plastic cards (Visa/MasterCard)
| Price of one-year basic and primary supplementary cards |
|
| MasterCard Standard / Visa Classic |
GEL 40 |
| MasterCard/Visa Gold |
GEL 110 |
| MasterCard/Visa Platinum |
GEL 450 |
| Price of two-year basic and primary supplementary cards |
|
| CirrusMaestro / Visa Electron * |
GEL 10 |
| MasterCard Standard / Visa Classic |
GEL 50 |
| MasterCard/Visa Gold |
GEL 150 |
| Credit Card |
|
| Orange Card |
|
| Orange Card – with limit from GEL 200 to GEL 1000 |
GEL 25 |
| Orange Card – with limit from GEL 100 to GEL 1500 |
GEL 35 |
| Making plastic cards in fast mode |
Price of the card + GEL 15 |
*Credit and deposit card holder shall be issued plastic card free of charge
| Minimum balance on universal accounts |
|
| Cirrus Maestro / Visa Electron |
Not required |
| MasterCard Standard / Visa Classic |
50 units, in accordance with the primary currency |
| MasterCard/Visa Gold |
500 units, in accordance with the primary currency |
| MasterCard/Visa Platinum |
Not required |
| Payment settlement commission for paying with plastic cards at merchants |
|
| Local |
Free of charge |
| International |
Free of charge |
| Blocking the plastic card |
|
| Put the plastic card on local stop-list |
Free of charge |
| Put the plastic card on international stop-list |
GEL 80 |
| Other tariffs related to plastic cards |
|
| Annual overdraft interest rate in national and foreign currencies* |
24% |
| Changing PIN through ATM |
Free of charge |
| Conversion commission for international transactions in relevant payment system rate |
2% |
*If not otherwise specified in the Agreement concluded with the Client
| Daily limit set for drawing funds with plastic cards at ATMs |
|
| Daily limit for drawing funds with any kind of plastic card at the ATM of any bank ნ |
GEL 1 500 |
| Daily limit set for drawing funds with plastic cards at the «Bank of Georgia» service centers |
|
| Cirrus Maestro / Visa Electron |
Unlimited |
| MasterCard Standard / Visa Classic |
Unlimited |
| MasterCard/Visa Gold |
unlimeted |
| MasterCard/Visa Platinum |
Unlimited |
| Daily limit set for drawing funds with plastic cards at the service centers of other banks |
|
| Cirrus Maestro / Visa Electron |
GEL 20 000 |
| MasterCard Standard / Visa Classic |
GEL 40 000 |
| MasterCard/Visa Gold |
GEL 50 000 |
| MasterCard/Visa Platinum |
GEL 100 000 |
| Daily limit for payment settlement at merchants and service centers |
|
| Cirrus Maestro / Visa Electron |
GEL 20 000 |
| MasterCard Standard / Visa Classic |
GEL 50 000 |
| MasterCard/Visa Gold |
GEL 100 000 |
| MasterCard/Visa Platinum |
GEL 100 000 |
| Remote channels |
|
| Internet banking |
|
| Registration |
Free of charge |
| Rendering service |
GEL 1.5 per month |
| SMS banking |
|
| Registration |
Free of charge |
| Rendering service |
GEL 1 per month |
| Online payment |
|
| Registration |
Free of charge |
| Rendering service |
Depending on the type of payment |
| Standing order |
|
| Registration |
Free of charge |
| Rendering service |
GEL 1 |
| Direct Debit |
|
| Registration |
Free of charge |
| Rendering service |
GEL 1 per month |
Money transfer
Money transfer via “Elva” system
| Money transfers “Elva” system (in GEL) * |
Commission fee (in GEL) |
| 0,00-200,00 |
5 |
| 200,01-500,00 |
7 |
| 500,01-1000,00 |
10 |
| 1000,01-1500,00 |
15 |
| 1500,01-2000,00 |
20 |
| 2000,01-2500,00 |
25 |
| 2500,01-5000,00 |
35 |
| 5000,01-25000,00 |
50 |
*The amounts to be transferred in USD and EURO shall be calculated in GEL based on commercial exchange rate, and the commission fee shall be defined in USD and EURO in accordance with the commission in GEL for the calculated amount.
When transferring the amount above GEL 25 000,00 (or equivalent in USD/EURO), the commission fee shall be calculated as follows: the commission fee for transferring GEL 25, 000.00 shall be added the commission for the difference of GEL 25, 000. 00 and the amount to be transferred, as specified in the list for limits.
Money transfer via “Contact” system (USD and EUR)
| Transfer destination |
Commission fee |
| Between the service centers of «Bank of Georgia» and any other service centers of the banks switched into Contact system |
3% |
| If the amount is less than USD/EURO 4, 950.00 (transfer between CIS and Baltic states) |
2% |
| If the amount exceeds or equals to USD/EURO 4, 950.00, bur does not exceed USD/EURO 10,000.00 (transfer between CIS and Baltic states) |
USD/EUR 99 |
Money transfer via "Western Union" system except for CIS countries (in USD only)
| Amount to be transferred (in USD) |
Commission fee (in USD) |
| 0.00-50.00 |
13 |
| 50.01-100.00 |
15 |
| 100.01-200.00 |
22 |
| 200.01-300.00 |
29 |
| 300.01-400.00 |
34 |
| 400.01-500.00 |
40 |
| 500.01-750.00 |
45 |
| 750.01-1000.00 |
51 |
| 1000.01-1500.00 |
76 |
| 1500.01-1750.00 |
81 |
| 1750.01-2000.00 |
91 |
| 2000.01-2500.00 |
111 |
| 2500.01-3000.00 |
121 |
USD 20 shall be added to the commission fee for each USD 500 above USD 3, 500.00
Additional service:
- Paper notice USD 3
- Telephone message USD 3
Money transfer via "Western Union" system among CIS countries (in USD only)
| Amount to be transferred (in USD only) |
Commission fee (in USD) |
| 0,00 -100,00 |
6 |
| 100,01-200,00 |
9 |
| 200,01-300,00 |
14 |
| 300,01-400,00 |
19 |
| 400,01-500,00 |
24 |
| 500,01-750,00 |
29 |
| 750,01-1000,00 |
38 |
| 1000,01-1500,00 |
54 |
| 1500,01-2000,00 |
70 |
| 2000,01-2500,00 |
90 |
| 2500,01-3000,00 |
110 |
| 3000,01-3500,01 |
130 |
USD 20 shall be added to the commission fee for each USD 500 above USD 3, 500.00
“Western Union” transfers in Euros*
| Amount of transfer in Euro |
|
| from |
to |
acctual |
| 0.01 |
50.00 |
13.00 |
| 50.01 |
100.00 |
15.00 |
| 100.01 |
200.00 |
22.00 |
| 200.01 |
300.00 |
29.00 |
| 300.01 |
400.00 |
34.00 |
| 400.01 |
500.00 |
40.00 |
| 500.01 |
750.00 |
45.00 |
| 750.01 |
1000.00 |
50.00 |
| 1000.01 |
1500.00 |
75.00 |
| 1500.01 |
1750.00 |
80.00 |
| 1750.01 |
2000.00 |
90.00 |
| 2000.01 |
2500.00 |
110.00 |
| 2500.01 |
3000.00 |
120.00 |
Additional service:
- Telephone message USD 3 Euros
- Paper notice 3 Euros
* Eurozone countries: Austria, Belgium, Cyprus, Finland, Germany, Greece, Ireland, Italy, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, Spain
Money transfer via “Money Gram” system
| (in USD only) |
Commission fee (in USD) |
| 0.01-100 |
12 |
| 100,01-250 |
20 |
| 250,01-400 |
24 |
| 400,01-600 |
32 |
| 600,01-800 |
40 |
| 800,01-1000 |
50 |
| 1000,01-1200 |
60 |
| 1200,01-1800 |
75 |
| 1800,01-2500 |
100 |
| 2500,01-5000 |
150 |
| 5000,01-7500 |
225 |
| 7500,01-10000 |
300 |
Money transfer via "Anelik" system
| |
(in USD) |
| Money transfer via “Anelik” system |
3 % of the amount |
| Money transfer via “Anelik” system between the service centers of «Bank of Georgia» and ‘Anelik” bank, when the amount does not exceed USD 3,000.00 |
0.8% of the amount |
| Money transfer via “Anelik” system between the service centers of «Bank of Georgia» and ‘Anelik” bank, when the amount exceeds USD 3,000.00 |
0.5%-0.7% of the amount |
| Money transfer via “Anelik” system between the service centers of «Bank of Georgia» and other banks switched in the system of “Anelik” bank, when the amount exceeds USD 3,000.00 |
0.7%-0.9% of the amount |
Money transfers via "Ria" system
| Amount to be transferred (in USD) |
Commission fee (in USD) |
| 0,00 -100,00 |
7 |
| 100,01-200,00 |
12 |
| 200,01-300,00 |
17 |
| 300,01-400,00 |
20 |
| 400,01-500,00 |
25 |
| 500,01-600,00 |
40 |
| 600,01-700,00 |
40 |
| 700,01-800,00 |
40 |
| 800,01-900,00 |
40 |
| 900,01-1000,00 |
40 |
| 1000,01-1500,00 |
60 |
| 1500,01-2000,00 |
80 |
| 2000,01-2500,00 |
100 |
| 2500,01-3000,00 |
120 |
| 3000,01-> |
4% |
Money transfers via "Unistream" system
| |
(in USD) |
| Money transfers via "Unistream" system |
Starting from 1% (depending on the country switched into the system and the place of issuing money) |
| Money receipt/Transfer |
In USD/EURO |
Money transfers via "Interexpress" system
| |
(in USD) |
| Money transfers via "Interexpress" system |
From 1.8% |
| Money receipt/transfer |
In USD/EURO |
Money transfer via "Leader"system among CIS and Baltic state countries
| Transfer ammount |
Commission fee |
| up to 3000 USD/Euro |
1.5% |
| from 3001 to 7000 USD/Euro |
1.3% |
| from 7000,01 to 20000 USD/Euro |
90 USD/Euro |
Minimun commission fee – 2 USD/Euro (according to currency))
Armenia
| Transfer ammount |
Commission fee |
| From 0.01 to 7500 USD |
1.5% |
| From 0.01 to 5500 Euro |
1.5% |
| From 7500,01 to 15000 USD |
1.4% |
| From 5500.0111 000 Euro |
1.4% |
| From 15000.01 USD |
1.3% |
| From 11 000.01 Euro |
1.3% |
Bulgaria
| Currency |
USD/Euro |
| Tariff |
2.2% |
Great Britain
| Currency |
USD/Euro |
| Tariff |
1.5%, min 2 USD/Euro |
Vietnam
Currency :USD
Tariff:
| 0.01–400 |
5 |
| 400.01–600 |
8 |
| 600.01–1000 |
9 |
| 1000.01–1500 |
15 |
| 1500.01–2500 |
20 |
| 2500.01–3500 |
25 |
| 3500.01–5500 |
35 |
| 5500.01–7500 |
45 |
| 7500.01–10000 |
65 |
| 10000.01–20000 |
85 |
| 20000.01–40000 |
150 |
| 40000.01–დან |
350 |
Greece
| Currency |
USD/Euro |
| Tariff |
2%, min 3 USD/Euro |
Israel
Currency:USD/Euro
Tariff:
| 0.01–2500 |
2.5% |
| From 2500 |
2% |
Min. 5 USD/Euro (according to currency)
Italy
| Currency |
USD/Euro |
| Tariff |
3%, min 3 USD/Euro |
Canada
| Currency |
USD |
| Tariff |
2.5%, min 2 USD |
United Arab Emirates(UAE)
Ammount: USD
Tariff:
| 0.01–250 |
10 |
| 150.01–500 |
20 |
| 500.01–1000 |
35 |
| 1000.01–2000 |
65 |
| 2000.01–3500 |
85 |
| 3500.01–5000 |
95 |
| 5000.01–7500 |
110 |
| From 7500 |
1% |
Turkey
| Currency |
USD/Euro |
| Tariff |
1.5%, min 3 USD/Euro |
France
| Currency |
Euro |
| Tariff |
2.8% |
Issuing statements
| |
Regarding active accounts |
Regarding closed accounts |
| Issuing statement regarding the balance on current/deposit account |
GEL 10 |
GEL 30 |
| Issuing document on the existence (non-existence) of the current/deposit account |
GEL 10 |
GEL 30 |
| Issuing statement on the cash-flow on the current/deposit account |
GEL 10 |
GEL 30 |
| Issuing statement on the arrears to be paid to the bank |
GEL 10 |
GEL 10 |
| Issuing statement on the transactions with the statute of limitation less than two years |
Free of charge |
GEL 10 |
| Issuing statement on the transactions with the statute of limitation more than two years |
GEL 20 |
GEL 30 |
| Receipt of documents (by printing out from va-bank): |
|
|
| Documents on the transactions with the statute of limitation up to one-month |
Free of charge |
GEL 10 |
| Documents on the transactions with the statute of limitation from one month up to one year |
GEL 5 |
GEL 20 |
| Documents on the transactions with the statute of limitation from one year up to two years |
GEL 10 |
GEL 30 |
| Documents on the transactions with the statute of limitation more than two years |
GEL 30 |
GEL 40 |
| Issuance of other documents |
|
|
| Issuing documents on the transactions with the statute of limitation up to 2 years without opening an account |
GEL 10 |
|
| Issuing documents on the transactions with the statute of limitation more than 2 years without opening an account |
GEL 30 |
|
| Issuing documents certifying the existence non-existence of credit indebtedness to the Bank |
GEL 10 |
|
| Making copies of daily documents |
In accordance with the number of pages – GEL 1 per page, but not less than GEL 10 for a one-time-issued copy |
Bank checks
| Transactions with bank checks |
|
| Transactions with bank checks |
|
| Cashing of bank checks |
1%, min. 50 EURO |
| Issuing bank checks |
0,8%, min. USD 10 |
| Blocking/cancelling of bank checks |
USD 15 |
| Indemnity deposit |
Euro 50 |
Transactions with travelers’ checks
| Cashing travelers’ checks in GEL |
Free of charge (at the bank exchange rate) |
| Cashing travelers’ checks in USD |
0.7%, min. GEL 8 or equivalent amount in other currency |
| Cashing travelers’ checks in Euro |
0.7%, min. GEL 8 or equivalent amount in other currency |
Currency exchange
| At the bank commercial rate |
Free of charge |
Brockerage
| Purchase of T-bills at the auction, sell/purchase at the secondary market, placing at somebody’s disposal, and transfer under nominal ownership at the order of the client. |
0.1% of the face value of T-bills, min. GEL 20; max. GEL 100 |
Guarantees and letter of credit
| International guarantees and stand-by letters of credits |
|
| Issuance |
0.3% per month, min. GEL 80 |
| Making changes |
Based on the volume of the work to be performed; min. GEL 80 |
| Issuing aviso without assuming any responsibilities |
0.15%, min. GEL 80; max. GEL 600 |
| Meeting the requirements |
0.15%, min. GEL 80 |
| Telecommunication and postal expenses |
GEL 90 |
Local guarantees
| Funds backed by guarantees |
|
| Making changes to the guarantees |
GEL 50 per change |
| Meeting the requirement |
0.15%, min. GEL 50 |
| Issuing guarantee*: |
|
| Up to GEL 5.000 with the terms up to 3 months |
GEL 40 |
| Up to GEL 5,000 with the term from 3 to 6 months |
GEL 80 |
| Up to GEL 5.000 with the term from 6 up to 12 months |
GEL 120 |
| Up to GEL 5.000 with the term from more than 12 months |
GEL 180 |
| From GEL 5.000 up to GEL 10,000 with the term up to 3 months |
GEL 100 |
| From GEL 5.000 up to GEL 10,000 with the term from 3 up to 6 months |
GEL 150 |
| From GEL 5.000 up to GEL 10,000 with the term from 6 up to 12 months |
GEL 180 |
| From GEL 5.000 up to GEL 10,000 with the term for more than 12 months |
GEL 250 |
| From GEL 10,000 to GEL 20,000 with the term up to 3 months |
GEL 150 |
| From GEL 10,000 to GEL 20,000 with the term from 3 up to 6 months |
GEL 200 |
| From GEL 10,000 to GEL 20,000 with the term from 6 up to 12 months |
GEL 250 |
| From GEL 10,000 to GEL 20,000 with the term for more than 12 months |
GEL 330 |
| Over GEL 20,000 ** |
0.3% per month |
*Commission fee for the whole period of the guarantee should be paid to the account upon the issuance of the guarantee.
** Commission fee shall be drawn down the account on a monthly basis at the amount of monthly commission fee.
Letters of credit
| Opening |
0.1% per month, min. GEL 80 |
| Advance aviso |
GEL 90 |
| Issuing aviso for confirmed and unconfirmed letter of credit |
0.15%, min. GEL 80; max. GEL 800 |
| Confirmation |
0.1% per month, min. GEL 110 |
| Confirmation commission when making installment payment or acceptance of a promissory note |
0.1% per month, min. GEL 110 |
| Changes made to the terms and conditions |
GEL 80 per change |
| Inspection of the submitted documents |
0.1% min. GEL 80 |
| Transfer |
0.15% of the amount to be transferred, min. GEL 80 |
| Telecommunication and postal expenses |
GEL 90 |
| Acceptance of a promissory note |
0.3% per month, min. GEL 80 |
Documentary collection
| Aviso for a payer |
0,15%, min. GEL 80 |
| Handing the documents without payment* |
0,15%, min. GEL 80; max. GEL 400 |
| Commission fee for passing the goods to an importer** |
0,15%, min. GEL 80 |
| Making changes to the collection instructions |
GEL 80 per change |
| Telecommunication and postal expenses |
GEL 90 |
| In case if the importer refuses to make a payment or accept a promissory bill*** |
0,15% min. GEL 80 *** |
*In case if the payer refuses to pay the commission fees, the above commissions shall be imposed on the exporter იმ
**In case if the goods were addressed to the bank, the commission should be paid by the exporter in any case, in spite of the terms and conditions specified in the collection order.
***Except for notary expenses (in case of necessity)
Coin change service
| Changing coins into banknotes |
|
| National currency |
Free of charge |
| Foreign currency: USD/EURO/GBP |
30% |
Changing the damaged banknotes
| Changing the damaged banknotes |
5% of the nominal |
Inspecting the banknotes
| Inspection of banknotes |
0.1% of the nominal, min. GEL 5 |
Bloomberg
| Receiving text message on the exchange rate of Bloomberg terminal |
GEL 20 per month |
Individual safe service
| Small-size safe (50X30X9 cm.) |
GEL 1.5 - 24 hours |
| Medium-size safe (50X30X14.5 cm.) |
GEL 2 - 24 hours |
| Big-size safe (50X30X39 cm.) |
GEL 2.5 - 24 hours |
| Minimum period of using an individual safe |
14 calendar days |
Collection
| One-time collection within the borders of Tbilisi |
Based on the negotiations |
| Collection within the borders of Tbilisi |
0,3%, min. GEL 30 |
| Collection outside the borders of Tbilisi |
Based on the negotiations |