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- Deposits
- Term Deposit
Term Deposit
Term Deposit always the best
Key advantages:
- Account opening is free of charge;
- Term deposit offers the highest interest rate;
- You can set the term correct to the exact day;
- You decide on the day you want to receive the interest yield;
- You will be awarded bonuses;
- You will enjoy deposit backed loan at the interest rate your term deposit yields (in case if the amount of the loan does not exceed 25% of the deposit);
- You can enjoy free cashing.
Terms and Conditions:
- Deposit currency: GEL / foreign currencies*;
- Minimum amount: 500 units;
- Term: 3-24 months;
- In case of breaching the deposit term, the deposit shall earn 4% less interest rate compared with the rate predefined for the actual maturity term, minimum 2% p.a.
Bonus:
- Deposit up to GEL3,500 (or equivalent amount) – Visa Electron/Cirrus Maestro plastic card;
- GEL3,500-GEL40,000 (or equivalent amount) – Visa Classic/Master card Standard plastic card;
- From GEL40,000 (or equivalent amount) – VISA/MasterCard Gold.
Term Deposit Chart
Interest withdrawal at the end of the maturity
| Term (Months) |
Term (Days) |
GEL |
Foreign Currency |
| 3 |
90–179 |
9.50% |
6.00% |
| 6 |
180–269 |
10.50% |
7.00% |
| 9 |
270–359 |
11.00% |
7.50% |
| 12 |
360–449 |
12.00% |
8.00% |
| 15 |
450–539 |
12.25% |
8.25% |
| 18 |
540–629 |
12.50% |
8.50% |
| 21 |
630–719 |
12.75% |
8.75% |
| 24 |
720–750 |
13.00% |
9.00% |
Monthly interest withdrawal
| Term (Months) |
Term (Days) |
GEL |
Foreign currency |
| 3 |
90–179 |
9.00% |
5.50% |
| 6 |
180–269 |
10.00% |
6.50% |
| 9 |
270–359 |
10.50% |
7.00% |
| 12 |
360–449 |
11.00% |
7.50% |
| 15 |
450–539 |
11.00% |
7.75% |
| 18 |
540–629 |
11.25% |
8.00% |
| 21 |
630–719 |
11.25% |
8.25% |
| 24 |
720–750 |
11.50% |
8.50% |
Interest withdrawal at the opening of the deposit
| Term (Months) |
Term (Days) |
GEL |
Foreign currency |
| 3 |
90–179 |
8.50% |
5.00% |
| 6 |
180–269 |
9.50% |
6.00% |
| 9 |
270–359 |
10.00% |
6.50% |
| 12 |
360–449 |
10.50% |
7.00% |
| 15 |
450–539 |
10.50% |
7.25% |
| 18 |
540–629 |
10.50% |
7.50% |
| 21 |
630–719 |
10.50% |
7.50% |
| 24 |
720–750 |
10.50% |
7.50% |
*Foreign currency:
USD EUR DKK GBP AUD RUB JPY CHF ILS TRY CZK CAD PLN AZN BYR AMD HUF SEK NOK